Account Research (1/2-hour minimum)

Collection – Items:

·        Canadian Checks

·        Foreign Items

·        Foreign Items sent for collection

$25 per hour

$9+ expenses

$34

$95

Copy of Statement

$6

Escheatment Fee:

A fee is assessed for the servicing of accounts that qualify for escheatment. An account qualifies for escheatment when it has been inactive for the period of time specified under state law to be considered abandoned.

$50

Inactivity Fee:

Fee assessed on any checking or savings account, except the Simply Free account, where said account meets all the following criteria:

• Balance at the time of fee assessment is less than $500

and

• No deposits or withdrawals are made to the account during the period of May 31^st of the prior year to June 1^st of the current year.

Fee is assessed no later than June 30^th each year.

$20

Individual Retirement Account transfer to another Institution

$25

Stop Payments

$30

Undeliverable Statement

$5

Expedited Debit Card

$50

Lost Debit or ATM Card Replacement Fee

$10

ATM balance inquiry at non-WTC ATMs

(Waived for Freedom Ultra, Plus, & Student Account)

$2

ATM cash withdrawal at non-WTC ATMs

(Waived for Freedom Ultra, Plus, & Student Account)

$2

Bill Payment Stop Payment.

$35

External Account-To-Account (A2A) Transfers:

• Standard Transfers into/out of Washington Trust account

No Charge

• Express Transfers into Washington Trust

No Charge

• Express Transfers out of Washington Trust

$6

Overdraft Fee Schedule:

Fee applies to insufficient funds and uncollected items created by the payment of checks, or other electronic withdrawals such as Automated Clearing House (ACH) payments and Debit & ATM Card transactions presented for the payment, withdrawal, or transfer of funds from account. Fees do not apply to Consumer Simply Free and Student Account.

• Each transaction that is $24.99 or less

No Charge

• Each transaction that is $25.00 or greater

$20

• Maximum overdraft fee assessment per business day

$100

These fees will be shown in transaction descriptions as one of the following:

• Overdraft Paid Item

• Overdraft – Uncollected Paid Item

Fee descriptions may be abbreviated. The total dollar amount of the above fees will also appear on your statement in the Summary of Overdraft Fees "Total Overdraft Fees" for the period and year-to-date.

Annual Box Rental Fee

(Contents of safe deposit boxes are not FDIC or Bank insured).

$50 – $300

Drilling Fee

$175

Lost Key Replacement Fee

$20

Incoming:

• Domestic (Waived for Freedom Ultra)

$15

• Foreign (Waived for Freedom Ultra)

$15

Outgoing:

• Domestic

$25

• Foreign

$40*

*May receive less due to fees charged

by the beneficiary’s bank and foreign taxes.

Domestic Telephone Wire (No PIN)

$100

Cashier's Checks (Waived for Freedom Ultra & Plus)

$8

Money Orders (Waived for Freedom Ultra & Plus)

$5

Legal Fees (Garnishments, executions, levies)

$125

Medallion Signature Guarantee

$25